ZIP 81601 Foreclosure, Tax-Lien & Distress Report
Garfield County, Colorado · Cooling Market market
ZIP 81601's composite property-distress score is 12/100 - DLRadar classes that as minimal for Garfield County, Colorado. Latent structural risk is 26/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (68/100). Its heaviest discrete signals: structural risk (26/100), construction/permit lag (8/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).
The market reads contraction — home values held roughly flat year on year, and 28% higher over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Vacancy runs 8.0%. 62% of housing is owner-occupied. At $103,632, median income runs above typical U.S. levels. Around 45% of renters are cost-burdened. Home values center near $798,900, an affordability ratio of 7.0× — stretched. The poverty rate is 8.2%. 16,268 residents call 81601 home, typically aged 39. There are about 6,860 housing units across 81601. About 41% have a four-year degree. The demographic-stress sub-score lands at 41/100.
On the whole, 81601 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 81601's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 81601, the field stays empty rather than modeled, and fills in as new documents post.
The 12/100 for 81601 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 81601 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 81601
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 81601 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Open the complete 81601 acquisition file
Open 81601 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology