ZIP 81601 Property Distress & Foreclosure Data

Garfield County, Colorado's ZIP 81601 registers 17/100 composite distress, which DLRadar reads as low. Structural risk reads 39/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (68/100)). The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (39/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The peak-phase market in 81601 posted values that rose 1.3% over the year, and 28% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 8.0%. The tenure split is 62% owner-occupied to 38% rented. Households earn a median $103,632 — above the roughly $78,000 national figure. Rent burden reaches 45% of tenant households. A median home runs $798,900 here, or 7.0 times local income. Roughly 8.2% live below the poverty line. Population is roughly 16,268 with a median age of 39. There are about 6,860 housing units across 81601. About 41% have a four-year degree. On demographic stress specifically, 81601 scores 41/100.

On balance 81601 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.