ZIP 81650 Foreclosure, Tax-Lien & Distress Report

Rio Blanco County, Colorado's ZIP 81650 registers 13/100 composite distress, which DLRadar reads as minimal. Its standout signals are structural risk (27/100), institutional ownership (24/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and construction/permit lag (10/100) register low. On the structural side it scores 27/100, with 3/100 of stress already active.

The peak-phase market in 81650 posted values that rose 1.2% over the year, and 20% higher over three years (phase confidence 14/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 5,082 housing units. 7.6% of residents fall below the poverty threshold. A median home runs $418,200 here, or 4.9 times local income. The vacancy rate is 5.1%. The tenure split is 76% owner-occupied to 24% rented. Around 24% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. At $81,506, median income runs near typical U.S. levels. Population is roughly 14,071 with a median age of 34. Around 17% of adults hold a bachelor's degree or higher.

On balance 81650 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 81650 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 81650's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 81650 reflects the current record instead of a stale or modeled snapshot.

The 13/100 for 81650 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 81650 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.