ZIP 81648 Foreclosure, Tax-Lien & Distress Report

Rio Blanco County, Colorado's ZIP 81648 registers 16/100 composite distress, which DLRadar reads as low. Leading the profile are institutional ownership (39/100), structural risk (34/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (18/100). Climate and flood risk are elevated too — FEMA disaster exposure (71/100). Structural exposure scores 34 and live distress 5 on the 0–100 scale.

The peak-phase market in 81648 posted values that rose 2.2% over the year, and 11% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Around 21% of renters are cost-burdened. 2,832 residents call 81648 home, typically aged 39. Median household income is $75,482, near the U.S. median near $78,000. The typical home is worth about $199,300 (2.6× income, relatively affordable). The poverty rate is 9.8%. The tenure split is 83% owner-occupied to 17% rented. About 17% have a four-year degree. DLRadar's demographic-stress index for the area reads 26/100. There are about 1,363 housing units across 81648. Vacancy runs 22.1%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 81648 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 81648 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81648 can be compared directly against any other ZIP in Rio Blanco County, Colorado or nationwide. 81648 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 81648 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 81648 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.