ZIP 81648 Property Distress & Foreclosure Data

ZIP code 81648 in Rio Blanco County, Colorado carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (96/100), structural risk (52/100), institutional ownership (43/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100). On the structural side it scores 52/100, with 5/100 of stress already active.

The market reads peak — home values rose 3.3% year on year, and 11% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Around 21% of renters are cost-burdened. About 2,832 people live here, median age 39. Median household income is $75,482, near the U.S. median near $78,000. Home values center near $199,300, an affordability ratio of 2.6× — accessible. 9.8% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 1,363 housing units. The vacancy rate is 22.1% — elevated.

Net-net, 81648 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.