Garfield County, CO: Foreclosures, Tax Liens & Distressed Properties

Garfield County, CO, Colorado: 8 ZIP codes scored, Garfield County, CO averaging 14/100 (minimal, Garfield, CO), from 12 to 16. Garfield County, CO is in its contraction phase (Garfield, CO confidence 12/100): Garfield, CO home prices down 0.3% (Garfield, CO) over twelve months. Garfield County, CO lender headwind: 70/100.

Highest-scoring Garfield County, CO ZIPs: 81623 (16/100), 81630 (16/100), 81637 (15/100), 81635 (13/100), 81650 (13/100), 81601 (12/100). Also scored in Garfield County, CO: 81647, 81652.

Across Garfield County, CO's scored ZIPs: median home value $539,175, household income $93,104, 6.8% vacancy, 8.8% poverty, 74% owner-occupied, median age 37.6.

Garfield County, CO insurance distress 5/100 (#2,433 in the US); FEMA hazard 0/100 for Garfield, CO; 1 Garfield, CO NFIP flood claims; Garfield, CO construction distress 18/100.

6 banks with 20 branches lend in Garfield County, CO; Garfield, CO weighted bank stress 66/100, highest 83/100 in Garfield, CO.

Garfield County, CO unemployment 3.6% (Garfield, CO +0.1 pts, six months); 180 new housing units permitted in Garfield County, CO over twelve months, Garfield, CO up 41% from 128; Garfield, CO home prices +11.6% a year (Garfield, CO) over three years.

24,953 housing units in Garfield County, CO; 6,987 Garfield, CO renter households; 49% of Garfield, CO renters spend 30%+ of income on rent, 20% (Garfield, CO) half or more.

Garfield County, CO ranks #3,201 nationally on the opportunity index (Garfield, CO, among all ranked counties); Garfield, CO scores 19.8/100 and Garfield, CO sits #64 inside Colorado. Garfield, CO is in the weak opportunity phase; Garfield, CO's primary driver is bank institutional, Garfield, CO second driver vacancy; Garfield, CO moved down 81 places. 3 short-sale listings across Garfield, CO; 97 days on market observed in Garfield, CO; 5.8% vacancy over 8 Garfield, CO ZIPs.

No CFPB county sample covers Garfield County, CO. The non-metro area reading for Garfield, CO: 0.8% ninety-plus days late; Garfield, CO's thirty-to-eighty-nine share is 1.5% (Garfield, CO, December 2025 data); Colorado overall 0.7%.

Garfield County, CO has 3 watched banks; 3 Garfield, CO banks sit in an elevated band. Garfield, CO footprints: Alpine Bank (9 branches, stress 62) in Garfield, CO; Anb Bank (3 branches, stress 83) in Garfield, CO; Bank Of Colorado (2 branches, stress 63) in Garfield, CO.

HUD lists 6 assisted multifamily properties in Garfield County, CO with 87 units; 86 Garfield, CO units are assisted.

1,549 of the 24,953 housing units in Garfield, CO sit vacant. Garfield County, CO permitted 40 multifamily units in twelve months; Garfield, CO's one-to-four unit structures added 140 units in Garfield County, CO.