ZIP 81521 Property Distress & Foreclosure Data

ZIP code 81521 in Mesa County, Colorado carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (74/100), structural risk (42/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (76/100). The latent-versus-live split is 42/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 20% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $422,900 (4.7× income). The poverty rate is 3.3% — low. At $82,632, median income runs near typical U.S. levels. The ZIP holds roughly 6,618 housing units. Around 47% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. The vacancy rate is 2.8%. 16,861 residents call 81521 home, typically aged 42. Around 32% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied.

On balance, 81521 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.