ZIP 81521 Foreclosure, Tax-Lien & Distress Report
Mesa County, Colorado · Distress market
On DLRadar's 0-100 distress scale, ZIP 81521 in Mesa County, Colorado comes in at 17, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (56/100), structural risk (37/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (76/100)). Structural exposure scores 37 and live distress 1 on the 0–100 scale.
The market reads expansion — home values rose 7.4% year on year, and 20% higher over three years (phase confidence 64/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $422,900, an affordability ratio of 4.7×. The poverty rate is 3.3% — low. Households earn a median $82,632 — near the roughly $78,000 national figure. The ZIP holds roughly 6,618 housing units. Around 47% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. The vacancy rate is 2.8%. About 16,861 people live here, median age 42. Around 32% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied.
Overall 81521 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 81521 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 81521's 17/100 can be lined up against any neighbor in Mesa County, Colorado or any ZIP coast to coast. 81521 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 17/100 figure for 81521 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 81521 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 81521’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 81521 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 81521, the same set carried on every parcel.
Other Mesa County ZIP codes
Nearest ZIP codes to 81521
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Colorado distress
Other reports tied to Mesa County, Colorado — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 81521
The full 81521 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology