ZIP 81523 Foreclosure, Tax-Lien & Distress Report

ZIP code 81523 in Mesa County, Colorado carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (60/100), structural risk (38/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). Structural risk reads 38/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 17% higher over three years, at 64/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 85% of homes, renters 15%. Around 27% of adults hold a bachelor's degree or higher. Households earn a median $102,830 — above the roughly $78,000 national figure. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. About 839 people live here, median age 61. DLRadar's demographic-stress index for the area reads 41/100. The typical home is worth about $761,200 (7.6× income, severely stretched). There are about 723 housing units across 81523. The vacancy rate is 23.9% — elevated.

Net-net, 81523 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 81523 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 81523 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Mesa County, Colorado and the nation. Sparse data for 81523 shows as blanks, never estimates, and the score updates on every fresh public filing.

81523's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 81523 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.