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ZIP 81526 Foreclosure, Tax-Lien & Distress Report

Mesa County, Colorado · Distress market

Mesa County, Colorado's ZIP 81526 registers 18/100 composite distress, which DLRadar reads as low. Structurally it carries 38/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (76/100). What sets it apart are the readings on construction/permit lag (60/100), structural risk (38/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The market reads expansion — home values rose 7.4% year on year, and 22% higher over three years, at 64/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 5,397 people live here, median age 51. 76% of housing is owner-occupied. 11.9% of residents fall below the poverty threshold. Around 49% of renters are cost-burdened. A median home runs $501,800 here, or 5.4 times local income. On demographic stress specifically, 81526 scores 36/100. The ZIP holds roughly 2,712 housing units. Households earn a median $83,316 — near the roughly $78,000 national figure. Vacancy runs 9.7%. Educational attainment sits at 35% bachelor's-or-above.

Overall 81526 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 81526's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 81526, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 81526 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 81526 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
38/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 81526

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk76
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 81526 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 81526, the same set carried on every parcel.

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Unlock parcel-level detail for ZIP 81526

The full 81526 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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