ZIP 81418 Property Distress & Foreclosure Data

ZIP code 81418 in Delta County, Colorado carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (90/100), structural risk (38/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 38/100 against active distress of 1/100.

The peak-phase market in 81418 posted values that rose 3.3% over the year, and 31% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,761 with a median age of 47. The tenure split is 76% owner-occupied to 24% rented. A median home runs $266,000 here, or 4.1 times local income. There are about 801 housing units across 81418. On demographic stress specifically, 81418 scores 38/100. Vacancy runs 11.0%. About 15% have a four-year degree. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 58% of tenant households. Households earn a median $57,500 — below the roughly $78,000 national figure.

On the whole, 81418 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.