Montezuma County, CO: Home-Insurance Distress & Forced-Sale Pressure
Montezuma County, CO: 7/100 (low) home-insurance distress; Montezuma, CO band LOW; Montezuma, CO #2,414 of 3,222 counties; Montezuma, CO #18 of 64 in Colorado; raw Montezuma, CO 7.7; Montezuma, CO coverage multiplier 0.85.
FEMA hazard, Montezuma, CO: 0/100; Montezuma, CO declarations, three years: none.
NFIP claims, Montezuma, CO, three years: 2; Montezuma, CO payouts $0; per Montezuma, CO claim $0; Montezuma, CO claim-stress 19/100.
Montezuma, CO monthly score rose, 6 (March 2026) to 7 (October 2026); Montezuma, CO by month: March 6, April 6, May 5, June 5 (Montezuma, CO), July 5, August 5, September 5, October 7.
Montezuma, CO components: NFIP claims 19; Montezuma, CO retreat index 7; Montezuma, CO climate multiplier 0.85.
Construction distress, Montezuma, CO: 47/100 as of August 2026 (Montezuma, CO: 41/100 one-to-four unit, 19/100 multifamily).
Montezuma, CO ZIPs, June 2026 (Montezuma, CO, 8 highest): score 0 (Montezuma, CO), climate 48 (Montezuma, CO): 81328; score 0 (Montezuma, CO), climate 45 (Montezuma, CO): 81321, 81327, 81330, 81331, Montezuma, CO 81334, 81335; score 0 (Montezuma, CO), climate 28 (Montezuma, CO): 81323.
DLRadar rescores Montezuma, CO monthly; Montezuma, CO readings join Montezuma, CO foreclosure, lien and ownership parcels (Montezuma, CO), so cost-squeezed Montezuma, CO owners surface before listing.
Inside Colorado, Montezuma County ranks 18th of 64 counties for home-insurance distress at 7/100; Adams County (7/100) sits just above Montezuma County, and Clear Creek County (5/100) sits just below Montezuma County.
Deterministic. Every Montezuma County, CO signal traces to a public Montezuma dataset (FEMA, NFIP, Census for Montezuma, CO) · how insurance distress works in Montezuma, CO · methodology
FAQ: Montezuma County, CO insurance distress
What is the Montezuma County, CO home-insurance-distress score?
Montezuma, CO: 7/100 (LOW), #2,414 of 3,222, #18 in Colorado. FEMA hazard, Montezuma, CO: 0/100; NFIP stress, Montezuma, CO: 19/100; construction, Montezuma, CO: 47/100; Montezuma, CO rescores monthly.
Is Montezuma County insurance distress getting better or worse (CO)?
Montezuma, CO: 6 in March 2026; Montezuma, CO: 7 in October 2026 (worse); Montezuma, CO NFIP claims score 19.
How many flood-insurance claims has Montezuma County, CO had?
Montezuma, CO: 2 NFIP claims, three years; Montezuma, CO paid $0; per Montezuma, CO claim $0; carriers reprice Montezuma, CO against that record.
Which Montezuma County ZIP codes carry the most insurance distress (CO)?
Montezuma, CO, June 2026: 81328 at 0, 81321 at 0, 81327 at 0, 81330 at 0; Montezuma, CO climate scores there: 48, 45, 45, 45.
Why does Montezuma, CO insurance distress create sellers?
A Montezuma, CO premium outruns the Montezuma, CO budget; a carrier leaves Montezuma, CO; Montezuma, CO carrying cost passes plan; Montezuma, CO owners sell while current; Montezuma, CO insurance distress leads Montezuma, CO foreclosure data.