Phillips County, CO: Foreclosures, Tax Liens & Distressed Properties
Phillips County, Colorado sits inside DLRadar's nationwide distress index, built entirely from public records. Lender pressure in Phillips County registers 57/100 — a moderate bank-stress headwind. There are 4 scored ZIPs in the county (mean composite 12/100). Individual Phillips County ZIPs score between 11 and 12 on the 0–100 composite.
The peak-phase county posted home values that rose 2.2% over twelve months, at 18/100 phase confidence. At this stage of the cycle, blanket buying underperforms — the edge is parcel by parcel.
Near the cycle top at +2.2% YoY (18/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. Mid-range bank stress at 57/100 means both signal sets in play here.
By composite, 80721 (12/100), 80734 (12/100), 80746 (12/100), 80731 (11/100) top the county — tap any ZIP to go deeper.
On the housing-and-income side, the ZIPs DLRadar tracks across Phillips County report 21.2% of households below the poverty line, vacancy near 8.1%, a median household income near $63,193 (below the US norm), home values averaging roughly $262,400, below the US, residents with a median age around 32.5, an owner-occupied share of 64%. Numbers like these signal the volume of pressured sellers and the exit liquidity behind them.
At 12/100 composite over 4 ZIPs, Phillips County rewards parcel-by-parcel work for a disciplined buyer. Unlock Phillips County to see every parcel's owner and contact detail, APN, a score, the bank behind the note and how fast it should sell.
No county is too small to score: Phillips County, Colorado runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Phillips County's numbers mean exactly what they mean anywhere else in Colorado.
For an acquisition buyer, the practical use of Phillips County, Colorado's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. Every Phillips County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.
The ZIP breakdown for Phillips County leads with 80721 (12/100), 80734 (12/100), 80746 (12/100), 80731 (11/100). Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
DLRadar's composite for Phillips County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 80721 | CO | 12 | |||
| 80734 | CO | 12 | |||
| 80746 | CO | 12 | |||
| 80731 | CO | 11 |
Highest-distress Phillips County ZIP codes
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