Phillips County, CO: Foreclosures, Tax Liens & Distressed Properties

Phillips County, CO, Colorado: 4 ZIP codes scored, Phillips County, CO averaging 10/100 (minimal, Phillips, CO), from 9 to 11. Phillips County, CO is in its peak phase (Phillips, CO confidence 18/100): Phillips, CO home prices up 2.2% (Phillips, CO) over twelve months. Phillips County, CO lender headwind: 57/100.

Highest-scoring Phillips County, CO ZIPs: 80734 (11/100), 80721 (10/100), 80746 (10/100), 80731 (9/100).

Across Phillips County, CO's scored ZIPs: median home value $262,400, household income $63,193, 8.1% vacancy, 21.2% poverty, 64% owner-occupied, median age 32.5.

Phillips County, CO insurance distress 0/100 (#2,556 in the US); FEMA hazard 0/100 for Phillips, CO; Phillips, CO construction distress 65/100.

4 banks with 4 branches lend in Phillips County, CO; Phillips, CO weighted bank stress 66/100, highest 72/100 in Phillips, CO.

Phillips County, CO unemployment 3.1%; 4 new housing units permitted in Phillips County, CO over twelve months, Phillips, CO down 20% from 5; Phillips, CO home prices +8.5% a year (Phillips, CO) over three years.

2,164 housing units in Phillips County, CO; 466 Phillips, CO renter households; 32% of Phillips, CO renters spend 30%+ of income on rent, 12% (Phillips, CO) half or more.

Phillips County, CO ranks #2,786 nationally on the opportunity index (Phillips, CO, among all ranked counties); Phillips, CO scores 24.5/100 and Phillips, CO sits #50 inside Colorado. Phillips, CO is in the weak opportunity phase; Phillips, CO's primary driver is bank institutional, Phillips, CO second driver construction; Phillips, CO moved down 393 places. 115 days on market observed in Phillips, CO; 10.0% vacancy over 4 Phillips, CO ZIPs.

No CFPB county sample covers Phillips County, CO. The non-metro area reading for Phillips, CO: 0.8% ninety-plus days late; Phillips, CO's thirty-to-eighty-nine share is 1.5% (Phillips, CO, December 2025 data); Colorado overall 0.7%.

Phillips County, CO has 3 watched banks; 3 Phillips, CO banks sit in an elevated band. Phillips, CO footprints: Points West Community Bank (1 branch, stress 69) in Phillips, CO; Bank Of Colorado (1 branch, stress 63) in Phillips, CO; First Pioneer National Bank (1 branch, stress 61) in Phillips, CO.

212 of the 2,164 housing units in Phillips, CO sit vacant. Phillips County, CO permitted 0 multifamily units in twelve months; Phillips, CO's one-to-four unit structures added 4 units in Phillips County, CO.