Phillips County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Phillips County, CO distress report, 2026: 4 ZIPs scored in Phillips, CO, Phillips, CO average 10/100; the top Phillips, CO ZIP is 80734 at 11/100; Phillips, CO market phase peak, Phillips, CO prices +2.2% year over year.
- Phillips, CO ranks #2,786 nationally (opportunity index); Phillips, CO #50 in Colorado; Phillips, CO index 24.5.
- Phillips, CO: no CFPB county sample; Phillips, CO non-metro area reading 0.8%.
- Phillips, CO ZIP phases: 4 peak.
- Phillips, CO residential listings tracked: 2 across 4 ZIPs; Phillips, CO candidate listings 1.
- Phillips, CO lenders on watch: 3; largest Phillips, CO footprint Points West Community Bank (1 branch).
- Phillips, CO most distressed ZIP: 80734 at 11/100.
Phillips, CO figures: DLRadar distress index; Phillips, CO inputs: CFPB, FHFA, HUD, FDIC; Phillips, CO rebuilt as sources refresh.
| Rank | Phillips, CO ZIP | Score |
|---|---|---|
| 1 | 80734 | 11/100 |
| 2 | 80721 | 10/100 |
| 3 | 80746 | 10/100 |
| 4 | 80731 | 9/100 |
Most distressed Phillips, CO ZIPs (0-100, 2026)
Mortgage delinquency around Phillips, CO
No CFPB county sample covers Phillips, CO; the non-metro area reading for Phillips, CO: 0.8% ninety-plus; Phillips, CO area thirty-to-eighty-nine 1.5% (December 2025, Phillips, CO); Colorado overall 0.7%.
Opportunity index: Phillips, CO
Phillips, CO index 24.5, Phillips, CO phase weak; Phillips, CO primary driver bank institutional, Phillips, CO second driver construction. Phillips, CO components: property stress 8.3, foreclosure pressure 7.8, listing discounts 19.1, bank stress 62.6, insurance 0.0; Phillips, CO pulse 29.6; Phillips, CO capital opportunity 16.8.
ZIP market phases inside Phillips, CO
4 Phillips, CO ZIPs carry a price-cycle phase; Phillips, CO ZIPs by phase (Phillips, CO), deepest drawdown first: peak, +1.5% YoY, 0.2% off peak (Phillips, CO): 80731; peak, +2.2% YoY (Phillips, CO): 80721, 80734, 80746.
Residential listings by Phillips, CO ZIP
Phillips, CO ZIPs with the most tracked Phillips, CO residential listings: 80734 2 listings, 1 candidates, bank pressure 65; 80721 0 listings, 0 candidates, bank pressure 66; 80731 0 listings, 0 candidates, bank pressure 65; 80746 0 listings, 0 candidates, bank pressure 66 (Phillips, CO). Phillips, CO totals: 2 listings; Phillips, CO candidates 1; active ZIPs 1.
Lenders with branches in Phillips, CO
Phillips, CO lenders by branch count: Points West Community Bank (Phillips, CO): stress 69, 1 branch low in Phillips, CO; Bank Of Colorado (Phillips, CO): stress 63, 1 branch low in Phillips, CO; First Pioneer National Bank (Phillips, CO): stress 61, 1 branch low in Phillips, CO.
Vacancy and permits, Phillips, CO
212 of 2,164 Phillips, CO housing units are vacant; Phillips, CO permits, twelve months: 0 multifamily units in Phillips, CO, 4 one-to-four unit units.
Work Phillips, CO at the parcel level
Every Phillips, CO parcel carries owner and address; every Phillips, CO parcel carries APN; Phillips, CO distress scores sit on the Phillips, CO live board.
Phillips, CO figures refresh with each source.
Phillips, CO questions
Most distressed ZIP code in Phillips County, CO?
ZIP 80734 leads Phillips, CO at 11/100; next in Phillips, CO: 80721 at 10/100; the Phillips, CO average is 10/100.
Where does Phillips County, CO rank for investment opportunity?
Phillips, CO is #2,786 among all ranked counties, #50 in Colorado; the Phillips, CO driver is bank institutional; Phillips, CO moved down 393 places.
How many mortgages are delinquent in Phillips County, CO?
Phillips, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Phillips, CO.
Which banks lend in Phillips County, CO?
3 watched lenders hold Phillips, CO branches; the largest Phillips, CO footprints are Points West Community Bank (1), Bank Of Colorado (1), First Pioneer National Bank (1).
More on Phillips, CO
Phillips County, CO distress report: public-record figures for Phillips, CO; not legal advice for Phillips, CO; not tax or investment advice; verify every Phillips, CO record before acting.