ZIP 80721 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 80721 (Phillips County, Colorado) at a minimal 12/100 for overall property distress. What sets it apart are the readings on construction/permit lag (90/100), structural risk (28/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 28/100 against active distress of 1/100.

The peak-phase market in 80721 posted values that rose 2.2% over the year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $326,100 here, or 3.4 times local income. Rent burden reaches 0% of tenant households. Population is roughly 285 with a median age of 23. The ZIP holds roughly 70 housing units. The tenure split is 72% owner-occupied to 28% rented. Vacancy runs 0.0%. Households earn a median $100,625 — above the roughly $78,000 national figure. About 9% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 24/100.

Broadly, 80721 is a steadier market — the deals are the exceptions, not the rule. 80721 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 80721 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Phillips County, Colorado and the nation. Sparse data for 80721 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 80721 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Practically, 80721 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.