ZIP 80746 Foreclosure, Tax-Lien & Distress Report

In Phillips County, Colorado, ZIP 80746 scores 10 of 100 for composite distress, a minimal level on DLRadar's distress index. Latent structural risk is 23/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (70/100), structural risk (23/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 2.2% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 60 with a median age of 24. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $211,100. DLRadar's demographic-stress index for the area reads 63/100. 51.7% of residents fall below the poverty threshold. The ZIP holds roughly 25 housing units. Rent burden reaches 40% of tenant households. The tenure split is 34% owner-occupied to 66% rented. The vacancy rate is 12.1% — elevated.

On the whole, 80746 leans distressed, with opportunity clustered in specific stressed parcels. 80746 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 80746 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 80746 reflects the current record instead of a stale or modeled snapshot.

Each component behind 80746 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. In workflow terms, 80746 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.