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Elbert County, CO: Foreclosures, Tax Liens & Distressed Properties

Elbert County, CO, Colorado: 14 ZIP codes scored, Elbert County, CO averaging 17/100 (low, Elbert, CO), from 7 to 23. Elbert County, CO is in its contraction phase (Elbert, CO confidence 17/100): Elbert, CO home prices down 1.0% (Elbert, CO) over twelve months, 1.2% under their peak. Elbert County, CO lender headwind: 53/100.

Highest-scoring Elbert County, CO ZIPs: 80105 (23/100), 80102 (22/100), 80138 (20/100), 80831 (19/100), 80808 (18/100), 80101 (17/100). Also scored in Elbert County, CO: 80107, 80117, 80830, 80835, 80106, 80828, 80832, 80833.

Across Elbert County, CO's scored ZIPs: median home value $484,993, household income $126,174, 7.7% vacancy, 8.3% poverty, 86% owner-occupied, median age 44.9.

Elbert County, CO insurance distress 0/100 (#2,540 in the US); FEMA hazard 0/100 for Elbert, CO; Elbert, CO construction distress 84/100.

3 banks with 3 branches lend in Elbert County, CO; Elbert, CO weighted bank stress 70/100, highest 80/100 in Elbert, CO.

Elbert County, CO unemployment 4.0% (Elbert, CO +0.1 pts, six months); 311 new housing units permitted in Elbert County, CO over twelve months, Elbert, CO down 54% from 671; Elbert, CO home prices +6.5% a year (Elbert, CO) over three years.

10,510 housing units in Elbert County, CO; 538 Elbert, CO renter households; 34% of Elbert, CO renters spend 30%+ of income on rent, 15% (Elbert, CO) half or more.

Elbert County, CO ranks #2,616 nationally on the opportunity index (Elbert, CO, among all ranked counties); Elbert, CO scores 25.3/100 and Elbert, CO sits #44 inside Colorado. Elbert, CO is in the weak opportunity phase; Elbert, CO's primary driver is construction, Elbert, CO second driver bank institutional; Elbert, CO moved down 372 places. 54 short-sale listings across Elbert, CO; 64 days on market observed in Elbert, CO; 5.0% vacancy over 14 Elbert, CO ZIPs.

No CFPB county sample covers Elbert County, CO. The metro area reading for Elbert, CO (Denver-Aurora-Centennial, CO): 0.6% ninety-plus days late; Elbert, CO's thirty-to-eighty-nine share is 1.3% (Elbert, CO, December 2025 data); Colorado overall 0.7%.

Elbert County, CO has 2 watched banks; 2 Elbert, CO banks sit in an elevated band. Elbert, CO footprints: Farmers State Bank Of Calhan (1 branch, stress 80) in Elbert, CO; Nbh Bank (1 branch, stress 57) in Elbert, CO.

506 of the 10,510 housing units in Elbert, CO sit vacant. Elbert County, CO permitted 24 multifamily units in twelve months; Elbert, CO's one-to-four unit structures added 287 units in Elbert County, CO.

Contraction
Market phase
-1%
Elbert, CO HPI YoY
-1.2%
Drawdown
17
Elbert confidence

Highest-distress Elbert County ZIP codes

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