Moffat County, CO: Foreclosures, Tax Liens & Distressed Properties
Moffat County, Colorado sits inside DLRadar's nationwide distress index, built entirely from public records. Individual Moffat County ZIPs score between 7 and 16 on the 0–100 composite. Bank/credit headwind for the county is 41 on a 0–100 scale, a moderate reading. There are 7 scored ZIPs in the county (mean composite 10/100).
The contraction-phase county posted home values that held roughly flat over twelve months, a 12/100-confidence read. As the cycle turns down, equity cushions thin and discount-to-value windows open.
At -0.3% YoY and 12/100 confidence, discipline beats speed and you underwrite to today's comps, not the peak. A mid-cycle 41/100 lender reading means mixed owner- and bank-driven distress.
The sharpest Moffat County readings come from 81653 (16/100), 81641 (15/100), 81638 (13/100), 81610 (7/100), 81625 (7/100), 81633 (7/100) — open any for the parcel detail. The breakdown continues through 81640 and more.
On the housing-and-income side, the Moffat County ZIPs on file show typical home values near $396,667, vacancy near 30.5%, an owner-occupied share of 69%, a median age of 43.6, incomes around $71,630, 18.1% of households below the poverty line. Taken together, they drive who sells under pressure and how fast a deal moves.
Net of it all, 10/100 over 7 ZIPs means Moffat County is a screen-by-ZIP market rather than a blanket buy. Unlock Moffat County to see every parcel's owner, address and APN, score, bank exposure and an exit-velocity estimate.
No county is too small to score: Moffat County, Colorado runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Moffat County's numbers mean exactly what they mean anywhere else in Colorado.
Approach Moffat County by rank rather than by average — the 10/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. What supports the Moffat County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.
At the ZIP level, the sharpest readings in Moffat County are 81653 (16/100), 81641 (15/100), 81638 (13/100), 81610 (7/100), 81625 (7/100), 81633 (7/100). DLRadar also scores 81640 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.
DLRadar's composite for Moffat County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 81653 | CO | 16 | |||
| 81641 | CO | 15 | |||
| 81638 | CO | 13 | |||
| 81610 | CO | 7 | |||
| 81625 | CO | 7 | |||
| 81633 | CO | 7 | |||
| 81640 | CO | 7 |
Top Moffat County ZIP codes by stress score
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