ZIP 81638 Foreclosure, Tax-Lien & Distress Report

ZIP code 81638 in Moffat County, Colorado carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: construction/permit lag (78/100), structural risk (27/100), institutional ownership (3/100). On the quiet end sit structural risk (27/100) and institutional ownership (3/100). Structural risk reads 27/100 against active distress of 0/100.

The contraction-phase market in 81638 posted values that held roughly flat over the year, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The vacancy rate is 51.1% — elevated. There are about 113 housing units across 81638. 29.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 62/100. Around 51% of adults hold a bachelor's degree or higher. 94 residents call 81638 home, typically aged 66. 86% of housing is owner-occupied.

Taken together, 81638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 81638 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 81638's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 81638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 81638 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. The point of the 81638 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.