ZIP 81640 Property Distress & Foreclosure Data

DLRadar grades ZIP 81640 (Moffat County, Colorado) at a minimal 12/100 for overall property distress. On the structural side it scores 29/100, with 0/100 of stress already active. Property-level stress concentrates in construction/permit lag (94/100), structural risk (29/100), institutional ownership (3/100). On the quiet end sit structural risk (29/100) and institutional ownership (3/100).

The peak-phase market in 81640 posted values that rose 1.3% over the year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 114 housing units. On demographic stress specifically, 81640 scores 55/100. About 49% have a four-year degree. Around 100% of renters are cost-burdened. Roughly 37.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $564,800 here. Population is roughly 132 with a median age of 42. The vacancy rate is 42.7% — elevated. Households earn a median $38,309 — below the roughly $78,000 national figure. The tenure split is 32% owner-occupied to 68% rented.

On the whole, 81640 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.