ZIP 81625 Foreclosure, Tax-Lien & Distress Report

ZIP 81625's composite property-distress score is 7/100 - DLRadar classes that as minimal for Moffat County, Colorado. The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (17/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. On the structural side it scores 17/100, with 1/100 of stress already active.

The contraction-phase market in 81625 posted values that held roughly flat over the year, and 20% higher over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 5,718 housing units. 72% of housing is owner-occupied. About 12,242 people live here, median age 38. About 21% have a four-year degree. Roughly 11.6% live below the poverty line. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100. Households earn a median $73,649 — near the roughly $78,000 national figure. A median home runs $295,500 here, or 3.6 times local income. Rent burden reaches 34% of tenant households.

Taken together, 81625 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 81625 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 81625 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81625 can be compared directly against any other ZIP in Moffat County, Colorado or nationwide. 81625 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

81625's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 81625 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.