ZIP 81625 Property Distress & Foreclosure Data

ZIP code 81625 in Moffat County, Colorado carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (94/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 29 and live distress 1 on the 0–100 scale.

The peak-phase market in 81625 posted values that rose 1.3% over the year, and 20% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 5,718 housing units across 81625. The tenure split is 72% owner-occupied to 28% rented. Population is roughly 12,242 with a median age of 38. About 21% have a four-year degree. Roughly 11.6% live below the poverty line. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 81625 scores 31/100. Households earn a median $73,649 — near the roughly $78,000 national figure. A median home runs $295,500 here, or 3.6 times local income. Rent burden reaches 34% of tenant households.

On balance 81625 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.