ZIP 80428 Foreclosure, Tax-Lien & Distress Report

ZIP code 80428 in Routt County, Colorado carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (39/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). Structural risk reads 39/100 against active distress of 2/100.

The peak-phase market in 80428 posted values that rose 1.3% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $829,700 here, or 7.0 times local income. Households earn a median $103,750 — above the roughly $78,000 national figure. Population is roughly 635 with a median age of 40. The tenure split is 84% owner-occupied to 16% rented. Vacancy runs 49.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 80428 scores 47/100. About 33% have a four-year degree. Roughly 22.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 474 housing units across 80428. Rent burden reaches 53% of tenant households.

On the whole, 80428 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.