ZIP 81639 Property Distress & Foreclosure Data

ZIP code 81639 in Routt County, Colorado carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 39/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (100/100), structural risk (39/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 1.3% year on year, and 20% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Median household income is $106,429, above the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. The vacancy rate is 16.6% — elevated. The ZIP holds roughly 1,236 housing units. Around 16% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. DLRadar's demographic-stress index for the area reads 27/100. About 2,617 people live here, median age 41. Educational attainment sits at 29% bachelor's-or-above. Home values center near $443,600, an affordability ratio of 3.9× — accessible.

Net-net, 81639 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.