ZIP 81148 Property Distress & Foreclosure Data

ZIP code 81148 in Conejos County, Colorado carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (91/100), structural risk (29/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural exposure scores 29 and live distress 2 on the 0–100 scale.

The peak-phase market in 81148 posted values that rose 1.3% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 8.7%. A median home runs $123,800 here, or 2.7 times local income. Roughly 30.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 82% owner-occupied to 18% rented. Households earn a median $42,188 — below the roughly $78,000 national figure. There are about 202 housing units across 81148. Population is roughly 368 with a median age of 40. On demographic stress specifically, 81148 scores 28/100. About 8% have a four-year degree. Rent burden reaches 12% of tenant households.

On the whole, 81148 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.