ZIP 81151 Foreclosure, Tax-Lien & Distress Report

Conejos County, Colorado's ZIP 81151 registers 2/100 composite distress, which DLRadar reads as minimal. Its heaviest discrete signals: mortgage stress (6/100), structural risk (4/100), institutional ownership (3/100). structural risk (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 4 and live distress 2 on the 0–100 scale.

The market reads contraction — home values held roughly flat year on year, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The tenure split is 73% owner-occupied to 27% rented. Educational attainment sits at 29% bachelor's-or-above. The typical home is worth about $188,500 (4.0× income, relatively affordable). The demographic-stress sub-score lands at 30/100. 1,445 residents call 81151 home, typically aged 45. The ZIP holds roughly 848 housing units. The poverty rate is 11.0%. Rent burden reaches 30% of tenant households. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $39,542, below the U.S. median near $78,000.

Net-net, 81151 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 81151 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 81151 read uses the identical public-record model applied coast to coast, which means its 2/100 score means exactly what it means anywhere else, and 81151 stays directly comparable to neighboring ZIPs and the rest of Conejos County, Colorado. The score is rebuilt from public data as it updates, so 81151 reflects the current record instead of a stale or modeled snapshot.

The 2/100 for 81151 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 81151 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.