ZIP 81138 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 81138 (Costilla County, Colorado) at a minimal 1/100 for overall property distress. Latent structural risk is 2/100 while live distress already moving reads 0/100. What sets it apart are the readings on institutional ownership (3/100), structural risk (2/100). On the quiet end sit institutional ownership (3/100) and structural risk (2/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

27 residents call 81138 home. The demographic-stress sub-score lands at 63/100. Owners hold 52% of homes, renters 48%. About 0% have a four-year degree. The poverty rate is 0.0% — low. The ZIP holds roughly 26 housing units. Vacancy runs 28.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 81138 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 81138 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 81138 runs through one identical scoring model, so its 1/100 sits on the same scale as every other ZIP in Costilla County, Colorado and the nation. 81138 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 1/100 figure for 81138 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 81138 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.