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ZIP 81126 Foreclosure, Tax-Lien & Distress Report

Costilla County, Colorado · High Vacancy market

DLRadar grades ZIP 81126 (Costilla County, Colorado) at a minimal 1/100 for overall property distress. Leading the profile are mortgage stress (7/100), institutional ownership (3/100), structural risk (2/100). institutional ownership (3/100) and structural risk (2/100) stay muted. Latent structural risk is 2/100 while live distress already moving reads 2/100.

The contraction-phase market in 81126 posted values that held roughly flat over the year, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

A median home runs $170,400 here, or 3.3 times local income. About 27% have a four-year degree. Population is roughly 491 with a median age of 46. At $50,776, median income runs below typical U.S. levels. Owners hold 85% of homes, renters 15%. The vacancy rate is 35.3% — elevated. Roughly 12.6% live below the poverty line. Around 100% of renters are cost-burdened. There are about 176 housing units across 81126. The demographic-stress sub-score lands at 42/100.

Net-net, 81126 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 81126 at the moment; the composite and its components are still built from verifiable records.

The 81126 read uses the identical scoring model applied coast to coast, which means its 1/100 score means exactly what it means anywhere else, and 81126 stays directly comparable to neighboring ZIPs and the rest of Costilla County, Colorado. 81126 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 81126's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 81126 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

1/100
Composite stress
2/100
Structural risk
2/100
Distress activity

What is driving ZIP 81126’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk4
81126 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 81126 by the numbers

The live 81126 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 81126 stress data…

Adjacent Costilla County ZIP reports

Nearest ZIP codes to 81126

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Colorado distress

Further distress data across Costilla County, Colorado at ZIP, county and state level.

The complete 81126 distress and acquisition report

See who owns each distressed property in 81126, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

No modelling: every input is a public record · methodology

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