ZIP 87501 Foreclosure, Tax-Lien & Distress Report

In Santa Fe County, New Mexico, ZIP 87501 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (85/100)). Latent structural risk is 36/100 while live distress already moving reads 2/100. Its standout signals are structural risk (36/100), institutional ownership (13/100), mortgage stress (7/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (7/100).

The market reads neutral — home values rose 4.7% year on year, and 18% higher over three years (phase confidence 45/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 40% of renters are cost-burdened. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. Median household income is $81,229, near the U.S. median near $78,000. On demographic stress specifically, 87501 scores 41/100. About 61% have a four-year degree. Vacancy runs 18.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 10,800 housing units. 66% of housing is owner-occupied. Home values center near $673,100, an affordability ratio of 8.0× — stretched. About 15,409 people live here, median age 60.

On the whole, 87501 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 87501 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 87501's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 87501, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 87501 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Treat 87501 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.