Santa Fe County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Santa Fe County, New Mexico? DLRadar grades every Santa Fe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Santa Fe County breakdown.
- Santa Fe County's most distressed ZIP is 87047 at 23/100.
- 16 ZIP codes tracked in Santa Fe County, averaging 17/100 distress.
- Santa Fe County reads neutral — home values up 4.7% year over year.
- Vacancy runs 19.6% across Santa Fe County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Santa Fe County home is worth about $411,120 against a ~$72,712 median income.
- Lending headwind in Santa Fe County sits at 59/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 87047 | 23/100 |
| 2 | 87010 | 17/100 |
| 3 | 87501 | 17/100 |
| 4 | 87505 | 17/100 |
| 5 | 87506 | 17/100 |
| 6 | 87507 | 17/100 |
| 7 | 87508 | 17/100 |
| 8 | 87522 | 17/100 |
| 9 | 87532 | 17/100 |
| 10 | 87535 | 17/100 |
| 11 | 87540 | 17/100 |
| 12 | 87567 | 17/100 |
Most distressed ZIP codes in Santa Fe County (composite distress 0-100, 2026)
What is driving Santa Fe County distress
Santa Fe County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 17/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Santa Fe County market phase and pricing
Phase for Santa Fe County: neutral (+4.7% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Santa Fe County
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What people ask
Which part of Santa Fe County, NM scores highest for distress?
ZIP 87047 leads Santa Fe County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Santa Fe County at?
Santa Fe County reads neutral, with home prices up 4.7% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Santa Fe County analysis built from?
Santa Fe County draws on FHFA (neutral trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 16 ZIPs are comparable to anywhere else.
How much do distress scores vary between Santa Fe County ZIP codes?
One county number flattens a wide range. Across the Santa Fe County ZIPs DLRadar ranks, scores run from 23/100 in 87047 down to 17/100 in 87567, against a Santa Fe County average of 17/100. A spread of 6 points means Santa Fe County has to be worked ZIP by ZIP.
What do Santa Fe County home values and vacancy say about distressed supply?
The typical Santa Fe County home carries about $411,120 of value against a median household income near $72,712. Vacancy across Santa Fe County's tracked ZIPs runs 19.6% and the poverty rate is 11.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Santa Fe County's foreclosure and tax-lien record and its 59/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.