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Santa Fe County, NM: Home-Insurance Distress & Forced-Sale Pressure

Santa Fe County, NM: 17/100 (low) home-insurance distress; Santa Fe, NM band LOW; Santa Fe, NM #2,405 of 3,222 counties; Santa Fe, NM #17 of 33 in New Mexico; raw Santa Fe, NM 19.9; Santa Fe, NM coverage multiplier 0.85.

FEMA hazard, Santa Fe, NM: 0/100; Santa Fe, NM declarations, three years: none.

NFIP claims, Santa Fe, NM, three years: 1; Santa Fe, NM payouts $180; per Santa Fe, NM claim $180; Santa Fe, NM claim-stress 50/100.

Santa Fe, NM monthly score fell, 19 (March 2026) to 17 (October 2026); Santa Fe, NM by month: March 19, April 19, May 18, June 18 (Santa Fe, NM), July 18, August 18, September 18, October 17.

Santa Fe, NM components: NFIP claims 50; Santa Fe, NM retreat index 17; Santa Fe, NM climate multiplier 0.85.

Construction distress, Santa Fe, NM: 2/100 as of August 2026 (Santa Fe, NM: 50/100 one-to-four unit, 1/100 multifamily).

Santa Fe, NM ZIPs, June 2026 (Santa Fe, NM, 16 highest): score 0 (Santa Fe, NM), climate 85 (Santa Fe, NM): 87010, 87501, 87505, 87506, Santa Fe, NM 87507, 87508, 87540, 87567; score 0 (Santa Fe, NM), climate 84 (Santa Fe, NM): 87047; score 0 (Santa Fe, NM), climate 83 (Santa Fe, NM): 87522, 87535; score 0 (Santa Fe, NM), climate 82 (Santa Fe, NM): 87056; score 0 (Santa Fe, NM), climate 77 (Santa Fe, NM): 87015, 87532; score 0 (Santa Fe, NM), climate 75 (Santa Fe, NM): 87573; score 0 (Santa Fe, NM), climate 40 (Santa Fe, NM): 87035.

DLRadar rescores Santa Fe, NM monthly; Santa Fe, NM readings join Santa Fe, NM foreclosure, lien and ownership parcels (Santa Fe, NM), so cost-squeezed Santa Fe, NM owners surface before listing.

Inside New Mexico, Santa Fe County ranks 17th of 33 counties for home-insurance distress at 17/100; Lea County (19/100) sits just above Santa Fe County, and Roosevelt County (5/100) sits just below Santa Fe County.

Insurance distress
17/100
Santa Fe, NM: LOW
National rank
#2405
Santa Fe, NM: of 3,222 counties
FEMA hazard
0/100
Santa Fe County hazard
NFIP claim stress
50/100
Santa Fe, NM 3-year
Flood claims (3y)
1
Santa Fe, NM
Claims paid (3y)
$180
Santa Fe, NM payouts
Per claim
$180
Santa Fe, NM
Construction distress
2/100
Santa Fe, NM

Deterministic. Every Santa Fe County, NM signal traces to a public Santa Fe dataset (FEMA, NFIP, Census for Santa Fe, NM) · how insurance distress works in Santa Fe, NM · methodology

FAQ: Santa Fe County, NM insurance distress

What is the Santa Fe County, NM home-insurance-distress score?

Santa Fe, NM: 17/100 (LOW), #2,405 of 3,222, #17 in New Mexico. FEMA hazard, Santa Fe, NM: 0/100; NFIP stress, Santa Fe, NM: 50/100; construction, Santa Fe, NM: 2/100; Santa Fe, NM rescores monthly.

Is Santa Fe County insurance distress getting better or worse (NM)?

Santa Fe, NM: 19 in March 2026; Santa Fe, NM: 17 in October 2026 (better); Santa Fe, NM NFIP claims score 50.

How many flood-insurance claims has Santa Fe County, NM had?

Santa Fe, NM: 1 NFIP claims, three years; Santa Fe, NM paid $180; per Santa Fe, NM claim $180; carriers reprice Santa Fe, NM against that record.

Which Santa Fe County ZIP codes carry the most insurance distress (NM)?

Santa Fe, NM, June 2026: 87010 at 0, 87501 at 0, 87505 at 0, 87506 at 0; Santa Fe, NM climate scores there: 85, 85, 85, 85.

Why does Santa Fe, NM insurance distress create sellers?

A Santa Fe, NM premium outruns the Santa Fe, NM budget; a carrier leaves Santa Fe, NM; Santa Fe, NM carrying cost passes plan; Santa Fe, NM owners sell while current; Santa Fe, NM insurance distress leads Santa Fe, NM foreclosure data.

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