ZIP 87540 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 87540 (Santa Fe County, New Mexico) lands at 17/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 36/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (85/100). Leading the profile are structural risk (36/100), institutional ownership (13/100), mortgage stress (7/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (7/100).

The market reads neutral — home values rose 4.7% year on year, and 40% higher over three years, at 45/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $729,700, an affordability ratio of 13.0× — stretched. 58% of housing is owner-occupied. The ZIP holds roughly 692 housing units. About 57% have a four-year degree. The demographic-stress sub-score lands at 43/100. Households earn a median $52,750 — below the roughly $78,000 national figure. Vacancy runs 10.1%. The poverty rate is 8.1%. About 876 people live here, median age 61. Rent burden reaches 13% of tenant households.

Overall, 87540 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 87540 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 87540 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 87540 stays directly comparable to neighboring ZIPs and the rest of Santa Fe County, New Mexico. Sparse data for 87540 shows as blanks, never estimates, and the score updates on every fresh public filing.

87540's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 87540 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.