Valencia County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Valencia County, NM distress report, 2026: 9 ZIPs scored in Valencia, NM, Valencia, NM average 26/100; the top Valencia, NM ZIP is 87002 at 29/100; Valencia, NM market phase peak, Valencia, NM prices +2.1% year over year.
- Valencia, NM ranks #544 nationally (opportunity index); Valencia, NM #5 in New Mexico; Valencia, NM index 33.2.
- Valencia, NM: no CFPB county sample; Valencia, NM metro area reading 1.0%.
- Valencia, NM ZIP phases: 9 peak.
- Valencia, NM residential listings tracked: 44 across 5 ZIPs; Valencia, NM candidate listings 23.
- Valencia, NM HUD assisted properties: 1 with 6 units.
- Valencia, NM lenders on watch: 1; largest Valencia, NM footprint First Nm Bank Of Silver City (1 branch).
- Valencia, NM most distressed ZIP: 87002 at 29/100.
Valencia, NM figures: DLRadar distress index; Valencia, NM inputs: CFPB, FHFA, HUD, FDIC; Valencia, NM rebuilt as sources refresh.
| Rank | Valencia, NM ZIP | Score |
|---|---|---|
| 1 | 87002 | 29/100 |
| 2 | 87023 | 29/100 |
| 3 | 87031 | 29/100 |
| 4 | 87042 | 29/100 |
| 5 | 87060 | 29/100 |
| 6 | 87068 | 25/100 |
| 7 | 87026 | 21/100 |
| 8 | 87006 | 20/100 |
| 9 | 87062 | 20/100 |
Most distressed Valencia, NM ZIPs (0-100, 2026)
Mortgage delinquency around Valencia, NM
No CFPB county sample covers Valencia, NM; the metro area reading for Valencia, NM (Albuquerque, NM): 1.0% ninety-plus; Valencia, NM area thirty-to-eighty-nine 2.2% (December 2025, Valencia, NM); New Mexico overall 1.1%.
Opportunity index: Valencia, NM
Valencia, NM index 33.2, Valencia, NM phase peak_opportunity; Valencia, NM primary driver vacancy, Valencia, NM second driver construction. Valencia, NM components: property stress 22.5, foreclosure pressure 22.6, listing discounts 38.8, bank stress 58.0, insurance 0.0; Valencia, NM pulse 36.4; Valencia, NM capital opportunity 28.5; Valencia, NM seven-day change +0.8%.
ZIP market phases inside Valencia, NM
9 Valencia, NM ZIPs carry a price-cycle phase; Valencia, NM ZIPs by phase (Valencia, NM), deepest drawdown first: peak, +2.1% YoY (Valencia, NM): 87002, 87023, 87031, 87042, Valencia, NM 87060, 87068; peak, +1.1% YoY (Valencia, NM): 87006, 87062; peak, +1.6% YoY (Valencia, NM): 87026.
Residential listings by Valencia, NM ZIP
Valencia, NM ZIPs with the most tracked Valencia, NM residential listings: 87002 20 listings, 14 candidates, bank pressure 63; 87031 20 listings, 9 candidates, bank pressure 64; 87023 2 listings, 0 candidates, bank pressure 64; 87042 2 listings, 0 candidates, bank pressure 64 (Valencia, NM); 87060 0 listings, 0 candidates, bank pressure 64. Valencia, NM totals: 44 listings; Valencia, NM candidates 23; active ZIPs 4.
HUD assisted housing in Valencia, NM
1 assisted properties with 6 units sit in Valencia, NM; largest Valencia, NM properties: Casa Encantada (Belen) 6 units, 5 assisted.
Lenders with branches in Valencia, NM
Valencia, NM lenders by branch count: First Nm Bank Of Silver City (Valencia, NM): stress 37, 1 branch low in Valencia, NM.
Vacancy and permits, Valencia, NM
3,173 of 30,756 Valencia, NM housing units are vacant; Valencia, NM permits, twelve months: 0 multifamily units in Valencia, NM, 243 one-to-four unit units.
Work Valencia, NM at the parcel level
Every Valencia, NM parcel carries owner and address; every Valencia, NM parcel carries APN; Valencia, NM distress scores sit on the Valencia, NM live board.
Valencia, NM figures refresh with each source.
Valencia, NM questions
Most distressed ZIP code in Valencia County, NM?
ZIP 87002 leads Valencia, NM at 29/100; next in Valencia, NM: 87023 at 29/100; the Valencia, NM average is 26/100.
Where does Valencia County, NM rank for investment opportunity?
Valencia, NM is #544 among all ranked counties, #5 in New Mexico; the Valencia, NM driver is vacancy; Valencia, NM moved up 366 places.
How many mortgages are delinquent in Valencia County, NM?
Valencia, NM takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Valencia, NM.
Which banks lend in Valencia County, NM?
1 watched lenders hold Valencia, NM branches; the largest Valencia, NM footprints are First Nm Bank Of Silver City (1).
More on Valencia, NM
Valencia County, NM distress report: public-record figures for Valencia, NM; not legal advice for Valencia, NM; not tax or investment advice; verify every Valencia, NM record before acting.