Valencia County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Valencia County, New Mexico? DLRadar grades every Valencia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Valencia County breakdown.
- Valencia County's most distressed ZIP is 87002 at 29/100.
- 9 ZIP codes tracked in Valencia County, averaging 26/100 distress.
- Valencia County reads peak — home values up 2.1% year over year.
- Vacancy runs 14.6% across Valencia County's tracked ZIPs, with a 16.4% poverty rate.
- The typical Valencia County home is worth about $201,867 against a ~$58,373 median income.
- Lending headwind in Valencia County sits at 42/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 87002 | 29/100 |
| 2 | 87023 | 29/100 |
| 3 | 87031 | 29/100 |
| 4 | 87042 | 29/100 |
| 5 | 87060 | 29/100 |
| 6 | 87068 | 25/100 |
| 7 | 87026 | 21/100 |
| 8 | 87006 | 20/100 |
| 9 | 87062 | 19/100 |
Most distressed ZIP codes in Valencia County (composite distress 0-100, 2026)
What is driving Valencia County distress
Valencia County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Valencia County market phase and pricing
Phase for Valencia County: peak (+2.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Valencia County
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Frequently asked questions
Where is distress highest inside Valencia County, NM?
ZIP 87002 leads Valencia County at 29/100, recomputed monthly from public records.
Which phase does Valencia County sit in right now?
Phase for Valencia County: peak, tracking a 2.1% gain year over year, read off the FHFA index.
What are the sources behind these Valencia County numbers?
Each Valencia County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Valencia County ZIP codes?
The county figure is a blend, not a description. Across the Valencia County ZIPs DLRadar ranks, scores run from 29/100 in 87002 down to 19/100 in 87062, against a Valencia County average of 26/100. That 10-point gap is why acquisition targeting in Valencia County works at ZIP level rather than county level.
What do Valencia County home values and vacancy say about distressed supply?
The typical Valencia County home carries about $201,867 of value against a median household income near $58,373. Vacancy across Valencia County's tracked ZIPs runs 14.6% and the poverty rate is 16.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Valencia County's foreclosure and tax-lien filings and its 42/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.