ZIP 87023 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 87023 (Valencia County, New Mexico) returns a low composite of 29/100. Structurally it carries 62/100, against 0/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), climate & FEMA risk (80/100). The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (58/100), institutional ownership (55/100).

The market reads peak — home values rose 2.1% year on year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 82% owner-occupied to 18% rented. DLRadar's demographic-stress index for the area reads 50/100. The typical home is worth about $169,300 (6.1× income). Rent burden reaches 100% of tenant households. Vacancy runs 22.2%, above the national norm and a classic distress-and-opportunity signal. About 7% have a four-year degree. There are about 227 housing units across 87023. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 222 with a median age of 61. At $25,043, median income runs below typical U.S. levels.

Net-net, 87023 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 87023 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 87023's 29/100 can be lined up against any neighbor in Valencia County, New Mexico or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 87023 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 87023 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 87023 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.