ZIP 87016 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 87016 (Torrance County, New Mexico) lands at 6/100 — minimal on DLRadar's public-record scoring. The pressure is most legible in structural risk (12/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The split runs 12/100 structural to 1/100 active on the ground.

The peak-phase market in 87016 posted values that rose 2.1% over the year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $122,100, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 1,234 housing units. 2,897 residents call 87016 home, typically aged 52. The poverty rate is 17.7% — high, a tax-stress and distress correlate. Around 58% of renters are cost-burdened. The vacancy rate is 19.1% — elevated. Households earn a median $44,129 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 34/100. Owners hold 81% of homes, renters 19%. Educational attainment sits at 12% bachelor's-or-above.

On the whole, 87016 leans distressed, with opportunity clustered in specific stressed parcels. 87016 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 87016 runs hot or quiet, its 6/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87016 can be compared directly against any other ZIP in Torrance County, New Mexico or nationwide. Where the public record is thin for 87016, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 87016 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 6/100 roll-up. Treat 87016 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.