Lincoln County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, New Mexico? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 88301 at 36/100.
- 18 ZIP codes tracked in Lincoln County, averaging 34/100 distress.
- Lincoln County reads peak — home values up 1.9% year over year.
- Vacancy runs 33.6% across Lincoln County's tracked ZIPs, with a 16.5% poverty rate.
- The typical Lincoln County home is worth about $232,691 against a ~$61,104 median income.
- Lending headwind in Lincoln County sits at 22/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88301 | 36/100 |
| 2 | 88312 | 36/100 |
| 3 | 88316 | 36/100 |
| 4 | 88323 | 36/100 |
| 5 | 88324 | 36/100 |
| 6 | 88336 | 36/100 |
| 7 | 88338 | 36/100 |
| 8 | 88341 | 36/100 |
| 9 | 88343 | 36/100 |
| 10 | 88345 | 36/100 |
| 11 | 88346 | 36/100 |
| 12 | 88348 | 36/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
The Lincoln County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 34/100 ZIP average. No proprietary or modelled inputs enter the score.
Lincoln County market phase and pricing
DLRadar places Lincoln County in peak; prices moved up 1.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Lincoln County
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Questions about this county
Which Lincoln County ZIP scores worst for distress?
ZIP 88301 leads Lincoln County at 36/100, recomputed monthly from public records.
What stage of the price cycle is Lincoln County at?
Phase for Lincoln County: peak, tracking a 1.9% gain year over year, read off the FHFA index.
Can the Lincoln County figures be verified?
Each Lincoln County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 18 local ZIPs and every other county in the country.
How much do distress scores vary between Lincoln County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lincoln County ZIPs DLRadar ranks, scores run from 36/100 in 88301 down to 36/100 in 88348, against a Lincoln County average of 34/100. A spread of 0 points means Lincoln County has to be worked ZIP by ZIP.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $232,691 of value against a median household income near $61,104. Vacancy across Lincoln County's tracked ZIPs runs 33.6% and the poverty rate is 16.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lincoln County's foreclosure and tax-lien filings and its 22/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.