ZIP 88230 Property Distress & Foreclosure Data

Chaves County, New Mexico's ZIP 88230 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (77/100), institutional ownership (64/100), construction/permit lag (63/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (79/100). The latent-versus-live split is 77/100 structural and 7/100 already moving.

The market reads peak — home values rose 2.8% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,856 housing units. The vacancy rate is 10.4%. Around 10% of adults hold a bachelor's degree or higher. Around 20% of renters are cost-burdened. At $42,894, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 28/100. The poverty rate is 26.5% — high, a tax-stress and distress correlate. 76% of housing is owner-occupied. The typical home is worth about $104,800 (2.3× income, relatively affordable). About 4,639 people live here, median age 37.

Net-net, 88230 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.