Luna County, NM: Foreclosures, Tax Liens & Distressed Properties

Luna County, NM, New Mexico: 3 ZIP codes scored, Luna County, NM averaging 10/100 (minimal, Luna, NM), from 7 to 15. Luna County, NM is in its peak phase (Luna, NM confidence 24/100): Luna, NM home prices up 1.9% (Luna, NM) over twelve months. Luna County, NM lender headwind: 0/100.

Highest-scoring Luna County, NM ZIPs: 88034 (15/100), 88029 (7/100), 88030 (7/100).

Across Luna County, NM's scored ZIPs: median home value $117,900, household income $38,837, 21.1% vacancy, 21.1% poverty, 76% owner-occupied, median age 37.5.

Luna County, NM insurance distress 0/100 (#2,927 in the US); FEMA hazard 0/100 for Luna, NM.

3 banks with 5 branches lend in Luna County, NM; Luna, NM weighted bank stress 39/100, highest 67/100 in Luna, NM.

Luna County, NM unemployment 11.4% (Luna, NM -5.1 pts, six months); 2 new housing units permitted in Luna County, NM over twelve months, Luna, NM down 50% from 4; Luna, NM home prices +12.5% a year (Luna, NM) over three years.

11,621 housing units in Luna County, NM; 2,800 Luna, NM renter households; 45% of Luna, NM renters spend 30%+ of income on rent, 20% (Luna, NM) half or more.

Luna County, NM ranks #1,790 nationally on the opportunity index (Luna, NM, among all ranked counties); Luna, NM scores 28.5/100 and Luna, NM sits #20 inside New Mexico. Luna, NM is in the early_signal opportunity phase; Luna, NM's primary driver is vacancy, Luna, NM second driver bank institutional; Luna, NM moved up 691 places. 8 short-sale listings across Luna, NM; 105 days on market observed in Luna, NM; 21.0% vacancy over 3 Luna, NM ZIPs.

No CFPB county sample covers Luna County, NM. The state reading for Luna, NM: 1.1% ninety-plus days late; Luna, NM's thirty-to-eighty-nine share is 2.4% (Luna, NM, December 2025 data).

Luna County, NM has 1 watched bank; 1 Luna, NM bank sits in an elevated band. Luna, NM footprints: First New Mexico Bank (3 branches, stress 41) in Luna, NM.

HUD lists 2 assisted multifamily properties in Luna County, NM with 60 units; 58 Luna, NM units are assisted, 1 Luna, NM properties under project-based Section 8.

2,398 of the 11,621 housing units in Luna, NM sit vacant. Luna County, NM permitted 0 multifamily units in twelve months; Luna, NM's one-to-four unit structures added 2 units in Luna County, NM.