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Eddy County, NM: Foreclosures, Tax Liens & Distressed Properties

Eddy County, NM, New Mexico: 9 ZIP codes scored, Eddy County, NM averaging 15/100 (low, Eddy, NM), from 13 to 23. Eddy County, NM is in its peak phase (Eddy, NM confidence 24/100): Eddy, NM home prices up 1.9% (Eddy, NM) over twelve months. Eddy County, NM lender headwind: 6/100.

Highest-scoring Eddy County, NM ZIPs: 88253 (23/100), 88250 (22/100), 88210 (13/100), 88220 (13/100), 88254 (13/100), 88255 (13/100). Also scored in Eddy County, NM: 88256, 88263, 88268.

Across Eddy County, NM's scored ZIPs: median home value $202,500, household income $79,943, 16.9% vacancy, 6.3% poverty, 75% owner-occupied, median age 40.5.

Eddy County, NM insurance distress 0/100 (#2,922 in the US); FEMA hazard 0/100 for Eddy, NM.

9 banks with 17 branches lend in Eddy County, NM; Eddy, NM weighted bank stress 51/100, highest 80/100 in Eddy, NM.

Eddy County, NM unemployment 3.5% (Eddy, NM -0.4 pts, six months); 359 new housing units permitted in Eddy County, NM over twelve months, Eddy, NM up 115% from 167; Eddy, NM home prices +4.6% a year (Eddy, NM) over three years.

26,839 housing units in Eddy County, NM; 5,891 Eddy, NM renter households; 22% of Eddy, NM renters spend 30%+ of income on rent, 10% (Eddy, NM) half or more.

Eddy County, NM ranks #2,543 nationally on the opportunity index (Eddy, NM, among all ranked counties); Eddy, NM scores 25.7/100 and Eddy, NM sits #30 inside New Mexico. Eddy, NM is in the weak opportunity phase; Eddy, NM's primary driver is vacancy, Eddy, NM second driver bank institutional; Eddy, NM moved up 473 places. 6 short-sale listings across Eddy, NM; 100 days on market observed in Eddy, NM; 12.7% vacancy over 9 Eddy, NM ZIPs.

No CFPB county sample covers Eddy County, NM. The state reading for Eddy, NM: 1.1% ninety-plus days late; Eddy, NM's thirty-to-eighty-nine share is 2.4% (Eddy, NM, December 2025 data).

Eddy County, NM has 7 watched banks; 7 Eddy, NM banks sit in an elevated band. Eddy, NM footprints: Western Commerce Bank (4 branches, stress 41) in Eddy, NM; Cnb Bank (3 branches, stress 52) in Eddy, NM; First American Bank (3 branches, stress 39) in Eddy, NM.

HUD lists 7 assisted multifamily properties in Eddy County, NM with 461 units; 117 Eddy, NM units are assisted, 1 Eddy, NM properties under project-based Section 8.

3,219 of the 26,839 housing units in Eddy, NM sit vacant. Eddy County, NM permitted 124 multifamily units in twelve months; Eddy, NM's one-to-four unit structures added 235 units in Eddy County, NM.

Peak
Market phase
1.9%
Eddy, NM HPI YoY
0%
Drawdown
24
Eddy confidence

Where distress concentrates in Eddy County

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