ZIP 88220 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 88220 (Eddy County, New Mexico) at a minimal 13/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The sharpest non-environmental signals are structural risk (26/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 26 and live distress 1 on the 0–100 scale.

The peak-phase market in 88220 posted values that rose 1.9% over the year, and 19% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 75% of homes, renters 25%. The typical home is worth about $206,900 (2.4× income, relatively affordable). The vacancy rate is 12.2% — elevated. There are about 17,871 housing units across 88220. 40,151 residents call 88220 home, typically aged 38. Roughly 12.0% live below the poverty line. Rent burden reaches 22% of tenant households. On demographic stress specifically, 88220 scores 25/100. About 20% have a four-year degree. Median household income is $79,668, near the U.S. median near $78,000.

Taken together, 88220 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 88220 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 88220 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 88220 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 88220's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 88220 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.