Harding County, NM: Foreclosures, Tax Liens & Distressed Properties

Harding County, NM, New Mexico: 7 ZIP codes scored, Harding County, NM averaging 3/100 (minimal, Harding, NM), from 0 to 15. Harding County, NM is in its peak phase (Harding, NM confidence 26/100): Harding, NM home prices up 1.1% (Harding, NM) over twelve months. Harding County, NM lender headwind: 35/100.

Highest-scoring Harding County, NM ZIPs: 87746 (15/100), 88415 (2/100), 88426 (2/100), 88410 (1/100), 87730 (0/100), 87733 (0/100). Also scored in Harding County, NM: 87743.

Across Harding County, NM's scored ZIPs: median home value $111,960, household income $43,121, 39.3% vacancy, 17.2% poverty, 86% owner-occupied, median age 53.1.

Harding County, NM insurance distress 0/100 (#2,924 in the US); FEMA hazard 0/100 for Harding, NM.

1 bank with 1 branch lend in Harding County, NM; Harding, NM weighted bank stress 51/100.

Harding County, NM unemployment 3.8% (Harding, NM -0.6 pts, six months).

496 housing units in Harding County, NM; 61 Harding, NM renter households; 13% of Harding, NM renters spend 30%+ of income on rent, 0% (Harding, NM) half or more.

Harding County, NM ranks #1,862 nationally on the opportunity index (Harding, NM, among all ranked counties); Harding, NM scores 28.2/100 and Harding, NM sits #22 inside New Mexico. Harding, NM is in the early_signal opportunity phase; Harding, NM's primary driver is vacancy, Harding, NM second driver bank institutional; Harding, NM moved down 210 places. 42.0% vacancy over 7 Harding, NM ZIPs.

No CFPB county sample covers Harding County, NM. The state reading for Harding, NM: 1.1% ninety-plus days late; Harding, NM's thirty-to-eighty-nine share is 2.4% (Harding, NM, December 2025 data).

210 of the 496 housing units in Harding, NM sit vacant.