ZIP 85541 Property Distress & Foreclosure Data

In Gila County, Arizona, ZIP 85541 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (84/100). On the structural side it scores 60/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (69/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (12/100) stay muted.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 3% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 85541 scores 36/100. Roughly 10.5% live below the poverty line. The vacancy rate is 28.7% — elevated. Households earn a median $63,857 — below the roughly $78,000 national figure. About 24% have a four-year degree. Around 44% of renters are cost-burdened. The ZIP holds roughly 16,107 housing units. A median home runs $361,200 here, or 5.0 times local income. 23,323 residents call 85541 home, typically aged 60.

Taken together, 85541 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.