ZIP 86004 Property Distress & Foreclosure Data

In Coconino County, Arizona, ZIP 86004 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 45/100 against active distress of 2/100. Its standout signals are construction/permit lag (63/100), structural risk (45/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100).

The market reads expansion — home values rose 5.7% year on year, and 15% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 16,736 housing units across 86004. Rent burden reaches 45% of tenant households. About 36,893 people live here, median age 39. The poverty rate is 11.8%. The typical home is worth about $509,900 (6.0× income). Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. At $77,486, median income runs near typical U.S. levels. Around 44% of adults hold a bachelor's degree or higher. 63% of housing is owner-occupied. The demographic-stress sub-score lands at 38/100.

Net-net, 86004 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.