ZIP 86020 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 86020 (Coconino County, Arizona) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (94/100). Property-level stress concentrates in construction/permit lag (96/100), structural risk (56/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. On the structural side it scores 56/100, with 2/100 of stress already active.

The market reads neutral — home values rose 2.9% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $51,500 here, or 1.6 times local income. There are about 789 housing units across 86020. The vacancy rate is 20.6% — elevated. Around 6% of adults hold a bachelor's degree or higher. 89% of housing is owner-occupied. On demographic stress specifically, 86020 scores 26/100. 1,879 residents call 86020 home, typically aged 37. At $36,310, median income runs below typical U.S. levels. Rent burden reaches 9% of tenant households. 30.5% of residents fall below the poverty threshold.

Taken together, 86020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 86020 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 86020 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Coconino County, Arizona and the nation. The score is rebuilt from public data as it updates, so 86020 reflects the current record instead of a stale or modeled snapshot.

The 25/100 for 86020 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 86020 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.