Coconino County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Coconino County, Arizona? DLRadar grades every Coconino County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Coconino County breakdown.
- Coconino County's most distressed ZIP is 86434 at 30/100.
- 31 ZIP codes tracked in Coconino County, averaging 25/100 distress.
- Coconino County reads neutral — home values up 2.9% year over year, 0.8% off peak.
- Vacancy runs 33.1% across Coconino County's tracked ZIPs, with a 23.3% poverty rate.
- The typical Coconino County home is worth about $298,556 against a ~$66,097 median income.
- Lending headwind in Coconino County sits at 61/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 86434 | 30/100 |
| 2 | 86022 | 27/100 |
| 3 | 86336 | 27/100 |
| 4 | 86337 | 27/100 |
| 5 | 85931 | 25/100 |
| 6 | 86001 | 25/100 |
| 7 | 86003 | 25/100 |
| 8 | 86004 | 25/100 |
| 9 | 86005 | 25/100 |
| 10 | 86011 | 25/100 |
| 11 | 86015 | 25/100 |
| 12 | 86016 | 25/100 |
Most distressed ZIP codes in Coconino County (composite distress 0-100, 2026)
What is driving Coconino County distress
DLRadar builds Coconino County's distress picture only from records anyone can pull; its ZIPs average 25/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Coconino County market phase and pricing
The cycle in Coconino County is neutral, with values up 2.9% year over year and 0.8% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Coconino County
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Questions and answers
What is the most distressed ZIP code in Coconino County, AZ?
ZIP 86434 leads Coconino County at 30/100, recomputed monthly from public records.
What market phase is Coconino County in?
Phase for Coconino County: neutral, tracking a 2.9% gain year over year, read off the FHFA index.
How is the Coconino County data sourced?
Every Coconino County figure traces to a public source — FHFA House Price Index for the neutral trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 31 Coconino County ZIP codes that it runs on every other U.S. county, so Coconino County's numbers are directly comparable to any other market.
How much do distress scores vary between Coconino County ZIP codes?
A county average hides the spread. Across the Coconino County ZIPs DLRadar ranks, scores run from 30/100 in 86434 down to 25/100 in 86016, against a Coconino County average of 25/100. The 5-point range is the argument for ZIP-level search across Coconino County.
What do Coconino County home values and vacancy say about distressed supply?
The typical Coconino County home carries about $298,556 of value against a median household income near $66,097. Vacancy across Coconino County's tracked ZIPs runs 33.1% and the poverty rate is 23.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Coconino County's foreclosure and lien data and its 61/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.