Coconino County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Coconino County, AZ distress report, 2026: 31 ZIPs scored in Coconino, AZ, Coconino, AZ average 25/100; the top Coconino, AZ ZIP is 86434 at 30/100; Coconino, AZ market phase neutral, Coconino, AZ prices +2.9% year over year.
- Coconino, AZ ranks #2,025 nationally (opportunity index); Coconino, AZ #13 in Arizona; Coconino, AZ index 27.6.
- Coconino, AZ: no CFPB county sample; Coconino, AZ state reading 0.8%.
- Coconino, AZ ZIP phases: 24 neutral, 5 peak, 2 contraction.
- Coconino, AZ residential listings tracked: 63 across 26 ZIPs; Coconino, AZ candidate listings 57.
- Coconino, AZ HUD assisted properties: 6 with 502 units.
- Coconino, AZ lenders on watch: 1; largest Coconino, AZ footprint Western Alliance Bank (1 branch).
- Coconino, AZ most distressed ZIP: 86434 at 30/100.
Coconino, AZ figures: DLRadar distress index; Coconino, AZ inputs: CFPB, FHFA, HUD, FDIC; Coconino, AZ rebuilt as sources refresh.
| Rank | Coconino, AZ ZIP | Score |
|---|---|---|
| 1 | 86434 | 30/100 |
| 2 | 86022 | 27/100 |
| 3 | 86336 | 27/100 |
| 4 | 86337 | 27/100 |
| 5 | 86320 | 26/100 |
| 6 | 85931 | 25/100 |
| 7 | 86001 | 25/100 |
| 8 | 86003 | 25/100 |
| 9 | 86004 | 25/100 |
| 10 | 86005 | 25/100 |
| 11 | 86011 | 25/100 |
| 12 | 86015 | 25/100 |
Most distressed Coconino, AZ ZIPs (0-100, 2026)
Mortgage delinquency around Coconino, AZ
No CFPB county sample covers Coconino, AZ; the state reading for Coconino, AZ: 0.8% ninety-plus; Coconino, AZ area thirty-to-eighty-nine 2.0% (December 2025, Coconino, AZ).
Opportunity index: Coconino, AZ
Coconino, AZ index 27.6, Coconino, AZ phase weak; Coconino, AZ primary driver construction, Coconino, AZ second driver vacancy. Coconino, AZ components: property stress 16.0, foreclosure pressure 17.5, listing discounts 11.7, bank stress 55.1, insurance 0.0; Coconino, AZ pulse 34.7; Coconino, AZ capital opportunity 17.0.
ZIP market phases inside Coconino, AZ
31 Coconino, AZ ZIPs carry a price-cycle phase; Coconino, AZ ZIPs by phase (Coconino, AZ), deepest drawdown first: contraction, -0.9% YoY, 2.7% off peak (Coconino, AZ): 86337; contraction, -0.8% YoY, 2.7% off peak (Coconino, AZ): 86336; peak, +0.1% YoY, 1.9% off peak (Coconino, AZ): 86434; peak, +1.4% YoY, 1.6% off peak (Coconino, AZ): 86320; neutral, +2.1% YoY, 1.2% off peak (Coconino, AZ): 86022; neutral, +2.9% YoY, 0.8% off peak (Coconino, AZ): 85931, 86001, 86003, 86004, Coconino, AZ 86005, 86011, 86015, 86016, Coconino, AZ 86017, 86018, 86020.
Residential listings by Coconino, AZ ZIP
Coconino, AZ ZIPs with the most tracked Coconino, AZ residential listings: 86046 34 listings, 31 candidates, bank pressure 65; 86320 13 listings, 11 candidates, bank pressure 66; 86001 6 listings, 6 candidates, bank pressure 65; 86022 3 listings, 3 candidates, bank pressure 64 (Coconino, AZ); 86024 3 listings, 3 candidates, bank pressure 65; 86005 2 listings, 2 candidates, bank pressure 65; 86017 1 listings, 0 candidates, bank pressure 65; 86038 1 listings, 1 candidates, bank pressure 65. Coconino, AZ totals: 63 listings; Coconino, AZ candidates 57; active ZIPs 1.
HUD assisted housing in Coconino, AZ
6 assisted properties with 502 units sit in Coconino, AZ; largest Coconino, AZ properties: Forest Meadows Apartments (Flagstaff) 132 units; University West Apartments (Flagstaff) 121 units; Trailside Apartments (Flagstaff) 111 units in Coconino, AZ; Clark Homes (Flagstaff) 80 units, 80 assisted; Pinon Lofts (Sedona) 45 units; Ponderosa Plaza Apartments (Flagstaff) 13 units, 12 assisted.
Lenders with branches in Coconino, AZ
Coconino, AZ lenders by branch count: Western Alliance Bank (Coconino, AZ): stress 74, 1 branch low in Coconino, AZ.
Vacancy and permits, Coconino, AZ
15,527 of 70,645 Coconino, AZ housing units are vacant; Coconino, AZ permits, twelve months: 0 multifamily units in Coconino, AZ, 377 one-to-four unit units.
Work Coconino, AZ at the parcel level
Every Coconino, AZ parcel carries owner and address; every Coconino, AZ parcel carries APN; Coconino, AZ distress scores sit on the Coconino, AZ live board.
Coconino, AZ figures refresh with each source.
Coconino, AZ questions
Most distressed ZIP code in Coconino County, AZ?
ZIP 86434 leads Coconino, AZ at 30/100; next in Coconino, AZ: 86022 at 27/100; the Coconino, AZ average is 25/100.
Where does Coconino County, AZ rank for investment opportunity?
Coconino, AZ is #2,025 among all ranked counties, #13 in Arizona; the Coconino, AZ driver is construction; Coconino, AZ moved down 839 places.
How many mortgages are delinquent in Coconino County, AZ?
Coconino, AZ takes the state reading of 0.8% for December 2025; no CFPB county sample covers Coconino, AZ.
Which banks lend in Coconino County, AZ?
1 watched lenders hold Coconino, AZ branches; the largest Coconino, AZ footprints are Western Alliance Bank (1).
More on Coconino, AZ
Coconino County, AZ distress report: public-record figures for Coconino, AZ; not legal advice for Coconino, AZ; not tax or investment advice; verify every Coconino, AZ record before acting.