ZIP 86301 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 86301 (Yavapai County, Arizona) at a low 28/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (77/100). Its standout signals are construction/permit lag (83/100), structural risk (64/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 64/100 against active distress of 2/100.

The contraction-phase market in 86301 posted values that fell 2.2% over the year, 3.4% off the recent peak, and 10% higher over three years (phase confidence 46/100). A cooling market tends to open discount-to-value windows.

Owners hold 69% of homes, renters 31%. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 26,204 with a median age of 58. 12.0% of residents fall below the poverty threshold. A median home runs $515,400 here, or 6.9 times local income. At $71,962, median income runs near typical U.S. levels. There are about 14,045 housing units across 86301. DLRadar's demographic-stress index for the area reads 41/100. Around 47% of renters are cost-burdened. Around 37% of adults hold a bachelor's degree or higher.

Taken together, 86301 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 86301 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 86301 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 86301 shows blanks, not estimates, wherever the record is sparse.

The 28/100 figure for 86301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 86301 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.