Yavapai County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Yavapai County, Arizona? DLRadar grades every Yavapai County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Yavapai County breakdown.
- Yavapai County's most distressed ZIP is 85390 at 33/100.
- 31 ZIP codes tracked in Yavapai County, averaging 28/100 distress.
- Yavapai County reads contraction — home values down 2.2% year over year, 3.4% off peak.
- Vacancy runs 18.6% across Yavapai County's tracked ZIPs, with a 16.3% poverty rate.
- The typical Yavapai County home is worth about $376,837 against a ~$66,656 median income.
- Lending headwind in Yavapai County sits at 65/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 85390 | 33/100 |
| 2 | 85342 | 30/100 |
| 3 | 86434 | 30/100 |
| 4 | 85324 | 28/100 |
| 5 | 85332 | 28/100 |
| 6 | 85362 | 28/100 |
| 7 | 86301 | 28/100 |
| 8 | 86303 | 28/100 |
| 9 | 86305 | 28/100 |
| 10 | 86313 | 28/100 |
| 11 | 86314 | 28/100 |
| 12 | 86315 | 28/100 |
Most distressed ZIP codes in Yavapai County (composite distress 0-100, 2026)
What is driving Yavapai County distress
Yavapai County's placement in the national index rests on public filings — a 28/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Yavapai County market phase and pricing
Yavapai County reads contraction — home prices fell 2.2% over the last year and are 3.4% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions about this county
Which ZIP code leads Yavapai County on distress?
ZIP 85390 leads Yavapai County at 33/100, recomputed monthly from public records.
How would you describe the Yavapai County market phase?
Yavapai County is classified contraction with a 2.2% year-over-year drop, following the FHFA House Price Index.
What is this Yavapai County analysis built from?
Every Yavapai County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 31 Yavapai County ZIP codes that it runs on every other U.S. county, so Yavapai County's numbers are directly comparable to any other market.
How much do distress scores vary between Yavapai County ZIP codes?
A county average hides the spread. Across the Yavapai County ZIPs DLRadar ranks, scores run from 33/100 in 85390 down to 28/100 in 86315, against a Yavapai County average of 28/100. Because the gap runs to 5 points, Yavapai County rewards ZIP-level precision.
What do Yavapai County home values and vacancy say about distressed supply?
The typical Yavapai County home carries about $376,837 of value against a median household income near $66,656. Vacancy across Yavapai County's tracked ZIPs runs 18.6% and the poverty rate is 16.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Yavapai County's foreclosure and lien filings and its 65/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.