Oregon Pacific Bk Dba Or Pac (FDIC #23007): Bank Stress & Real-Estate Credit Exposure
Oregon Pacific Bk Dba Or Pac (FDIC Cert #23007): bank stress 62/100, elevated, STABLE over 7 days; parent OREGON PACIFIC BCORP.
Oregon Pacific Bk Dba Or Pac (#23007) lends in 5 counties across 1 state; Oregon Pacific Bk Dba Or Pac (#23007) reaches 126 ZIP codes: Oregon 5 counties, 126 ZIPs.
Oregon Pacific Bk Dba Or Pac (#23007) largest markets: Lane County, OR (78 branches, 39 ZIPs) (#23007), Washington County, OR (32 branches, 32 ZIPs) (#23007), Douglas County, OR (30 branches, 30 ZIPs) (#23007), Jackson County, OR (36 branches, 18 ZIPs) (#23007), Coos County, OR (10 branches, 10 ZIPs) (#23007).
Oregon Pacific Bk Dba Or Pac (#23007) reports $825.4 million in total assets; Oregon Pacific Bk Dba Or Pac (#23007) equity $87.1 million (10.6% of Oregon Pacific Bk Dba Or Pac (#23007) assets); Oregon Pacific Bk Dba Or Pac (#23007) domestic deposits $723.8 million; Oregon Pacific Bk Dba Or Pac (#23007) net income $5.5 million; Oregon Pacific Bk Dba Or Pac (#23007) return on assets 1.35%; Oregon Pacific Bk Dba Or Pac (#23007) return on equity 12.70%; Oregon Pacific Bk Dba Or Pac (#23007) net interest income $16.5 million; Oregon Pacific Bk Dba Or Pac (#23007) call report June 30, 2026.
Oregon Pacific Bk Dba Or Pac (#23007) noncurrent real-estate loans: none reported; Oregon Pacific Bk Dba Or Pac (#23007) net charge-offs on real estate 0.15%; Oregon Pacific Bk Dba Or Pac (#23007) residential charge-offs 0.14%.
Oregon Pacific Bk Dba Or Pac (#23007) net interest margin 4.29% against an eight-quarter Oregon Pacific Bk Dba Or Pac (#23007) average of 3.97% (Oregon Pacific Bk Dba Or Pac (#23007) compression -0.32 points); Oregon Pacific Bk Dba Or Pac (#23007) non-residential real estate 14.0% of equity; Oregon Pacific Bk Dba Or Pac (#23007) rate-exposure score 40/100, Oregon Pacific Bk Dba Or Pac (#23007) fixed-rate trap 40/100; Oregon Pacific Bk Dba Or Pac (#23007) risk type credit driven; Oregon Pacific Bk Dba Or Pac (#23007) rate regime rates elevated, Oregon Pacific Bk Dba Or Pac (#23007) snapshot October 20, 2026.
Oregon Pacific Bk Dba Or Pac (#23007) stress score moved from 61.4 on June 22, 2026 to 61.5 on October 20, 2026; Oregon Pacific Bk Dba Or Pac (#23007) ranged 61.4 to 61.5 over 117 snapshots.
Oregon Pacific Bk Dba Or Pac (#23007) alerts: 5 counties; top Oregon Pacific Bk Dba Or Pac (#23007) alert scores: Coos Bay County, OR 21 (low); Florence County, OR 21 (low); Medford County, OR 21 (low); Portland County, OR 21 (low); Roseburg County, OR 21 (low).