Timberland Bank (FDIC #28453): Bank Stress & Real-Estate Credit Exposure
Timberland Bank (FDIC Cert #28453): bank stress 50/100, moderate, STABLE over 7 days; parent TIMBERLAND BCORP INC.
Timberland Bank (#28453) lends in 6 counties across 1 state; Timberland Bank (#28453) reaches 221 ZIP codes: Washington 6 counties, 221 ZIPs.
Timberland Bank (#28453) largest markets: King County, WA (89 branches, 89 ZIPs) (#28453), Pierce County, WA (360 branches, 60 ZIPs) (#28453), Lewis County, WA (72 branches, 24 ZIPs) (#28453), Grays Harbor County, WA (132 branches, 22 ZIPs) (#28453), Kitsap County, WA (44 branches, 22 ZIPs) (#28453), Thurston County, WA (96 branches, 16 ZIPs) (#28453).
Timberland Bank (#28453) reports $2.06 billion in total assets; Timberland Bank (#28453) equity $272.3 million (13.2% of Timberland Bank (#28453) assets); Timberland Bank (#28453) domestic deposits $1.76 billion; Timberland Bank (#28453) net income $15.0 million; Timberland Bank (#28453) return on assets 1.47%; Timberland Bank (#28453) return on equity 11.13%; Timberland Bank (#28453) net interest income $37.0 million; Timberland Bank (#28453) call report June 30, 2026.
Timberland Bank (#28453) noncurrent real-estate loans: none reported; Timberland Bank (#28453) net charge-offs on real estate 0.49%; Timberland Bank (#28453) residential charge-offs 0.70%.
Timberland Bank (#28453) net interest margin 3.85% against an eight-quarter Timberland Bank (#28453) average of 3.78% (Timberland Bank (#28453) compression -0.07 points); Timberland Bank (#28453) non-residential real estate 70.1% of equity; Timberland Bank (#28453) rate-exposure score 40/100, Timberland Bank (#28453) fixed-rate trap 40/100; Timberland Bank (#28453) risk type credit driven; Timberland Bank (#28453) rate regime rates elevated, Timberland Bank (#28453) snapshot October 19, 2026.
Timberland Bank (#28453) stress score moved from 49.2 on June 22, 2026 to 49.7 on October 19, 2026; Timberland Bank (#28453) ranged 49.2 to 49.7 over 116 snapshots.
Timberland Bank (#28453) alerts: 6 counties; top Timberland Bank (#28453) alert scores: Auburn County, WA 19 (low); Ocean Shores County, WA 19 (low); Silverdale County, WA 19 (low); Tacoma County, WA 19 (low); Winlock County, WA 19 (low).