Beal Bank USA (FDIC #57833): Bank Stress & Real-Estate Credit Exposure
Beal Bank USA (FDIC Cert #57833): bank stress 0/100, contained, STABLE over 7 days.
Beal Bank USA (#57833) lends in 10 counties across 9 states; Beal Bank USA (#57833) reaches 800 ZIP codes: Florida 2 counties, 111 ZIPs; Illinois 1 county, 178 ZIPs; Arizona 1 county, 140 ZIPs; Washington 1 county, 89 ZIPs; Nevada 1 county, 76 ZIPs; Pennsylvania 1 county, 71 ZIPs.
Beal Bank USA (#57833) largest markets: Cook County, IL (178 branches, 178 ZIPs) (#57833), Maricopa County, AZ (140 branches, 140 ZIPs) (#57833), King County, WA (89 branches, 89 ZIPs) (#57833), Clark County, NV (76 branches, 76 ZIPs) (#57833), Montgomery County, PA (71 branches, 71 ZIPs) (#57833), Sacramento County, CA (58 branches, 58 ZIPs) (#57833).
Beal Bank USA (#57833) reports $11.05 billion in total assets; Beal Bank USA (#57833) equity $2.64 billion (23.9% of Beal Bank USA (#57833) assets); Beal Bank USA (#57833) domestic deposits $1.65 billion; Beal Bank USA (#57833) net income $527.0 million; Beal Bank USA (#57833) return on assets 8.19%; Beal Bank USA (#57833) return on equity 37.98%; Beal Bank USA (#57833) net interest income $538.7 million; Beal Bank USA (#57833) call report June 30, 2026.
Beal Bank USA (#57833) noncurrent real-estate loans: none reported; Beal Bank USA (#57833) net charge-offs on real estate 1.71%; Beal Bank USA (#57833) residential charge-offs 1.60%.
Beal Bank USA (#57833) net interest margin 8.99% against an eight-quarter Beal Bank USA (#57833) average of 2.90% (Beal Bank USA (#57833) compression -6.09 points); Beal Bank USA (#57833) non-residential real estate 159.6% of equity; Beal Bank USA (#57833) rate-exposure score 40/100, Beal Bank USA (#57833) fixed-rate trap 40/100; Beal Bank USA (#57833) risk type rate trapped; Beal Bank USA (#57833) rate regime rates elevated, Beal Bank USA (#57833) snapshot October 19, 2026.
Beal Bank USA (#57833) stress score moved from 0.1 on June 22, 2026 to 0 on October 19, 2026; Beal Bank USA (#57833) ranged 0 to 0.1 over 116 snapshots.
Beal Bank USA (#57833) alerts: 10 counties; top Beal Bank USA (#57833) alert scores: Atlanta County, NV 11 (low); Bellevue County, NV 11 (low); Boca Raton County, NV 11 (low); Denver County, NV 11 (low); King Of Prussia County, NV 11 (low).