Hillsborough County, FL: Foreclosures, Tax Liens & Distressed Properties
Hillsborough County, FL, Florida: 58 ZIP codes scored, Hillsborough County, FL averaging 39/100 (moderate, Hillsborough, FL), from 35 to 39. Hillsborough County, FL is in its peak phase (Hillsborough, FL confidence 6/100): Hillsborough, FL home prices up 0.6% (Hillsborough, FL) over twelve months. Hillsborough County, FL lender headwind: 45/100.
Highest-scoring Hillsborough County, FL ZIPs: 33503 (39/100), 33510 (39/100), 33511 (39/100), 33527 (39/100), 33530 (39/100), 33534 (39/100). Also scored in Hillsborough County, FL: 33547, 33550, 33563, 33565, 33566, 33567, 33569, 33570, 33572, 33573.
Across Hillsborough County, FL's scored ZIPs: median home value $386,526, household income $80,773, 7.6% vacancy, 14.0% poverty, 64% owner-occupied, median age 39.0.
Hillsborough County, FL insurance distress 99/100 (#5 in the US); FEMA hazard 99/100 for Hillsborough, FL; 18 federal disaster declarations in Hillsborough County, FL since 2023 (9 hurricane); 10,311 Hillsborough, FL NFIP flood claims, $1.1B paid; Hillsborough, FL construction distress 62/100.
51 banks with 259 branches lend in Hillsborough County, FL; Hillsborough, FL weighted bank stress 62/100, highest 90/100 in Hillsborough, FL.
Hillsborough County, FL unemployment 4.6% (Hillsborough, FL -0.2 pts, six months); 7,044 new housing units permitted in Hillsborough County, FL over twelve months, Hillsborough, FL down 13% from 8,080; Hillsborough, FL home prices +11.5% a year (Hillsborough, FL) over three years.
630,692 housing units in Hillsborough County, FL; 221,932 Hillsborough, FL renter households; 53% of Hillsborough, FL renters spend 30%+ of income on rent, 26% (Hillsborough, FL) half or more.
Hillsborough County, FL ranks #828 nationally on the opportunity index (Hillsborough, FL, among all ranked counties); Hillsborough, FL scores 31.9/100 and Hillsborough, FL sits #63 inside Florida. Hillsborough, FL is in the watchlist opportunity phase; Hillsborough, FL's primary driver is construction, Hillsborough, FL second driver bank institutional; Hillsborough, FL moved up 453 places. 612 short-sale listings across Hillsborough, FL; 129 days on market observed in Hillsborough, FL; 7.6% vacancy over 58 Hillsborough, FL ZIPs.
1.3% of Hillsborough County, FL mortgages were ninety-plus days late in December 2025; Hillsborough, FL's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Hillsborough, FL's ninety-day rate is up 0.7 points on twelve months earlier; the Hillsborough, FL peak since 2008 was 8.4% in November 2011; Florida overall reads 1.2%.
Hillsborough County, FL has 17 watched banks; 17 Hillsborough, FL banks sit in an elevated band. Hillsborough, FL footprints: Bank Of Tampa (8 branches, stress 66) in Hillsborough, FL; Southstate Bank Na (5 branches, stress 48) in Hillsborough, FL; Bank Of Central Florida (3 branches, stress 71) in Hillsborough, FL.
HUD lists 44 assisted multifamily properties in Hillsborough County, FL with 4,969 units; 1,401 Hillsborough, FL units are assisted, 8 Hillsborough, FL properties under project-based Section 8.
47,500 of the 630,692 housing units in Hillsborough, FL sit vacant. Hillsborough County, FL permitted 3,075 multifamily units in twelve months; Hillsborough, FL's one-to-four unit structures added 3,969 units in Hillsborough County, FL.