Busey Bank (FDIC #16450): Bank Stress & Real-Estate Credit Exposure

Busey Bank (FDIC Cert #16450): bank stress 51/100, moderate, STABLE over 7 days; parent FIRST BUSEY CORP.

Busey Bank (#16450) lends in 31 counties across 10 states; Busey Bank (#16450) reaches 1,366 ZIP codes: Illinois 11 counties, 460 ZIPs; Missouri 4 counties, 138 ZIPs; Texas 3 counties, 197 ZIPs; Arizona 2 counties, 195 ZIPs; Oklahoma 2 counties, 98 ZIPs; Colorado 2 counties, 88 ZIPs.

Busey Bank (#16450) largest markets: Cook County, IL (890 branches, 178 ZIPs) (#16450), Maricopa County, AZ (280 branches, 140 ZIPs) (#16450), Dallas County, TX (190 branches, 95 ZIPs) (#16450), Tarrant County, TX (76 branches, 76 ZIPs) (#16450), Jackson County, MO (58 branches, 58 ZIPs) (#16450), Pima County, AZ (56 branches, 56 ZIPs) (#16450).

Busey Bank (#16450) reports $18.15 billion in total assets; Busey Bank (#16450) equity $2.48 billion (13.7% of Busey Bank (#16450) assets); Busey Bank (#16450) domestic deposits $15.16 billion; Busey Bank (#16450) net income $120.6 million; Busey Bank (#16450) return on assets 1.33%; Busey Bank (#16450) return on equity 9.75%; Busey Bank (#16450) net interest income $310.7 million; Busey Bank (#16450) call report June 30, 2026.

Busey Bank (#16450) noncurrent real-estate loans: none reported; Busey Bank (#16450) residential -0.05%; Busey Bank (#16450) net charge-offs on real estate 0.23%; Busey Bank (#16450) multifamily charge-offs 0.01%; Busey Bank (#16450) residential charge-offs 0.35%.

Busey Bank (#16450) net interest margin 3.78% against an eight-quarter Busey Bank (#16450) average of 3.31% (Busey Bank (#16450) compression -0.47 points); Busey Bank (#16450) non-residential real estate 35.4% of equity; Busey Bank (#16450) rate-exposure score 40/100, Busey Bank (#16450) fixed-rate trap 40/100; Busey Bank (#16450) risk type credit driven; Busey Bank (#16450) rate regime rates elevated, Busey Bank (#16450) snapshot October 19, 2026.

Busey Bank (#16450) stress score moved from 51.8 on June 22, 2026 to 51 on October 19, 2026; Busey Bank (#16450) ranged 51 to 51.8 over 116 snapshots.

Busey Bank (#16450) alerts: 30 counties; top Busey Bank (#16450) alert scores: Peoria County, IL 38 (moderate); Carmel County, IL 20 (low); Clayton County, IL 20 (low); Colorado Springs County, IL 20 (low); Dallas County, IL 20 (low).