Florida Bank Stress by County

Bank stress across Florida is moderate: counties average 59/100, 36th of 52 states.

192 banks lend across 67 Florida counties.

10 of Florida's 67 counties score 65+, peaking at 96/100.

Most stressed in Florida: Lafayette County 70/100, Madison County 69/100, Taylor County 69/100, Holmes County 68/100, Lake County 67/100.

85 banks are chartered in Florida with $346.7 billion in Florida assets; 10 Florida banks reported a net loss (Florida) on the latest call report; 40 banks on Florida alerts score 70 or higher; 183 Florida counties carry a bank area-distress alert.

Largest Florida-chartered banks by assets: Southstate Bank Na $68.8 billion (stress 48); Everbank National Assn $46.7 billion (stress 73); Raymond James Bank $45.6 billion (stress 67) in Florida; Bankunited National Assn $34.9 billion (stress 76); City Nb Of Florida $29.1 billion (stress 64).

Reading the Florida bank figures: a Florida bank's stress score comes from its own Florida FDIC call report (capital, earnings, Florida real-estate loan concentration), so 10 loss-making Florida charters and 40 Florida banks at 70 or higher are read from Florida filings directly; the Florida county pages map each lender's Florida branches to the Florida counties it exposes.