Suwannee County, FL: Foreclosures, Tax Liens & Distressed Properties
Suwannee County, FL, Florida: 9 ZIP codes scored, Suwannee County, FL averaging 30/100 (moderate, Suwannee, FL), from 25 to 32. Suwannee County, FL is in its peak phase (Suwannee, FL confidence 23/100): Suwannee, FL home prices up 3.8% (Suwannee, FL) over twelve months. Suwannee County, FL lender headwind: 62/100.
Highest-scoring Suwannee County, FL ZIPs: 32055 (32/100), 32024 (31/100), 32094 (31/100), 32060 (30/100), 32062 (30/100), 32064 (30/100). Also scored in Suwannee County, FL: 32071, 32096, 32008.
Across Suwannee County, FL's scored ZIPs: median home value $180,633, household income $57,230, 18.5% vacancy, 15.1% poverty, 76% owner-occupied, median age 39.9.
Suwannee County, FL insurance distress 98/100 (#17 in the US); FEMA hazard 100/100 for Suwannee, FL; 24 federal disaster declarations in Suwannee County, FL since 2023 (9 hurricane); 52 Suwannee, FL NFIP flood claims, $3.0M paid; Suwannee, FL construction distress 30/100.
5 banks with 8 branches lend in Suwannee County, FL; Suwannee, FL weighted bank stress 64/100, highest 74/100 in Suwannee, FL.
Suwannee County, FL unemployment 5.6% (Suwannee, FL -0.3 pts, six months); 158 new housing units permitted in Suwannee County, FL over twelve months, Suwannee, FL up 22% from 129; Suwannee, FL home prices +11.5% a year (Suwannee, FL) over three years.
19,181 housing units in Suwannee County, FL; 3,967 Suwannee, FL renter households; 27% of Suwannee, FL renters spend 30%+ of income on rent, 19% (Suwannee, FL) half or more.
Suwannee County, FL ranks #195 nationally on the opportunity index (Suwannee, FL, among all ranked counties); Suwannee, FL scores 35.9/100 and Suwannee, FL sits #25 inside Florida. Suwannee, FL is in the peak_opportunity opportunity phase; Suwannee, FL's primary driver is vacancy, Suwannee, FL second driver bank institutional; Suwannee, FL moved up 179 places. 5 short-sale listings across Suwannee, FL; 68 days on market observed in Suwannee, FL; 17.6% vacancy over 9 Suwannee, FL ZIPs.
No CFPB county sample covers Suwannee County, FL. The non-metro area reading for Suwannee, FL: 1.2% ninety-plus days late; Suwannee, FL's thirty-to-eighty-nine share is 3.4% (Suwannee, FL, December 2025 data); Florida overall 1.2%.
Suwannee County, FL has 3 watched banks; 3 Suwannee, FL banks sit in an elevated band. Suwannee, FL footprints: First Federal Bank (3 branches, stress 65) in Suwannee, FL; Lafayette State Bank (2 branches, stress 74) in Suwannee, FL; Capital City Bank (1 branch, stress 54) in Suwannee, FL.
HUD lists 1 assisted multifamily property in Suwannee County, FL with 70 units.
3,069 of the 19,181 housing units in Suwannee, FL sit vacant. Suwannee County, FL permitted 0 multifamily units in twelve months; Suwannee, FL's one-to-four unit structures added 158 units in Suwannee County, FL.